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90 days no payment with rates as low as 1.79%

Click here to Apply Now or complete the form below for more information.

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Get Excited

Make no car payments for 90 days + rates from 1.79% APR!
Get ready to free up cash and lower your car payments with a new kind of auto loan.  Whether you are buying a new car or refinancing an auto loan you have elsewhere to lower your rate, you can free up cash with 90 days no payments.  Our auto loans now feature:

  • No payments for 90 days (buy or refinance)*
  • Rates from just 1.79% APR**
  • No down payment required
  • Quick auto loan pre-approvals

An initial deposit of $5 to be held in your Community First share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *Credit and other restrictions apply. APR = Annual Percentage Rate. Credit and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in your having to pay higher total finance charges. 90 day deferment option does not apply to existing Community First auto loans. Offer can end at any time without prior notice. ** APR = Annual Percentage Rate. Credit and other restrictions apply. A payment example is $5,000.00 financed at 1.79% APR for 36 months is approx. $142.