Get Rewarded 


Get rewarded with a $200 cash bonus* when you open a new Community First Advantage or Bonus Debit Checking Account!

Apply Now

Phone and card

$200 Cash bonus

Community First is the financial partner that puts you first. With convenient Digital Banking, fewer fees, access to your paychecks up to two days early, and a $200 Cash Bonus, we help provide you the financial confidence to live out your best life. Open an Advantage or Bonus Debit Checking Account online in minutes!

Community First Checking Account Features:

  • Get up to a $200 cash bonus*
  • Earn 1.50% APY on your first $500** (for Advantage Checking only)
  • Get access to your paychecks up to two days early***
  • Easily transfer money between accounts
  • No minimum balance required
  • Get rewarded for daily purchases



apply online

Completing an application online is quick & easy! Use code: CHK2022 when applying online.

Apply Now


call our new accounts team

Still have questions? Reach out to our Express Team
from Monday - Friday: 8am - 6pm.

Call us at 904-224-9077


Schedule An Appointment

Not ready right now? No worries! Schedule an in-person or over-the-phone appointment.

Schedule an Appointment

how to get your $200* bonus:

Earn $251

When you open your first debit card (Advantage Checking or Bonus Debit) and enroll in the Save My Change Program upon opening.

+ Earn $1502

For starting a cumulative Direct Deposit and earning at least $1,000 within the first 90 days of account opening.

+ Earn $253

For every friend you refer (up to 5 friends). The more friends you refer, the more you earn! Earn up to $125.

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company and All offers may end at any time without notice. An initial deposit of $5 to be held in your Community First Share account is required for membership.
 *All offers may end at any time without notice. A $25 minimum deposit is required to open a new Community First checking account. New members must open a share account with a minimum $5 initial deposit (share account is required for membership). When applying online use code CHK2022. Must mention this offer at time of account opening.
*You can get up to a $200 cash bonus upon new account opening:
When applying online use code CHK2022. Must mention this offer at time of account opening.
1 - Receive $25 upon account opening for opening your first Community First Advantage or Bonus Debit checking account and enrolling in the Save My Change Program.
2 - Receive $150 for establishing a cumulative direct Deposit of at least $1,000 within first 90 days of account opening ($150 bonus will be deposited into a new checking account on or around day 91-97 of account opening).
3 - Receive $25 for every friend you refer that opens a Bonus Debit or Advantage checking account (limited to 5 referrals annually). Credit provided when your friend opens a checking account and mentions you as the referrer. Credit and other restrictions apply. Consult a tax advisor for tax consequences. 
**APY= Annual Percentage Yield. Must have an Advantage Checking Account to qualify for 1.50% APY. 1.50% APY applies to balances up to $500 and 0.05% APY paid on balances above $500. Rates accurate as of 3/1/2021. Must do at least 10 debit card transactions monthly and be enrolled in eStatements to get higher APY on first $500. Restrictions apply and rates can change at any time without notice.
***Members can receive their direct deposits up to two days earlier. No action is required to receive this complementary benefit. Early posting of the direct deposit is contingent upon receiving the funds from the sender.