Become a homeowner faster than ever with no PMI and 3% down

Wish no more, home ownership is closer than ever with our new First-Time Homebuyer loans.  We’re excited to introduce this exciting new home loan aimed at helping first-time buyers realize the dream of owning a home of their own sooner.  Now is the time to make your move to home ownership and take advantage of this great limited time offer.


  • Put as little as 3% down
  • Get up to $3,000 in closing costs
  • No Private Mortgage Insurance (PMI) needed
  • Close in as soon as 30 days
  • Same local staff with you from application to closing
Community First’s First Time Home Buyer mortgage products are adjustable rate mortgage with terms of 5/1, 5/5, 7/1 and 10/1 over a 30 year amortization. APR = Annual Percentage Rate.  APR as low as 3.375%. This offer is available for the purchase of a primary residence only. The maximum loan amount is $200,000. No  closing cost up to $3,000 of the buyer’s closing cost excluding origination fee, discount points, prepaid interest and funds needed to establish the member’s escrow account. Minimum down payment is 3%. No PMI is required.  A payment example for a 5/1 would be $200,000 financed at 3.25% APR for the first 5 year fixed period = $870.42 (Principal and Interest only).  Taxes and other fees may apply, Some exclusions and restrictions apply. All mortgage loans are subject to credit approval. This offer may end at any time.