Get up to $210* with a new checking account and enjoy your paychecks a day early!


Receive up to $210* when you open an Advantage or Bonus Debit checking account before December 31, 2020!

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  • Earn 1.50% APY* on your entire balance (for Advantage Checking only)
  • Get your paycheck a day early with Priority Pay**
  • Roll up your change with the Save My Change Program
  • No monthly fees

Call 904.224.9077, sign up online, or complete the form on this page to have us contact you!

Complete this form to have us contact you about our free checking accounts!

Get up to a $210 cash bonus with our really free debit cards


for a new debit card (enrolled in Save My Change Program)


for starting a Direct Deposit before 1/31/2021


for every friend you refer


for letting us try to save money on your auto loan or credit cards

+$105 gift card

for making a minimum of 6 transaction with your new debit card before 1/31/2021

Why Community First?


We’re one of the largest credit unions in Northeast Florida


We offer low fees, high deposit rates, and low loan rates


We have over 80 years experience

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company, and 

*All offers may end at any time without notice. A $25 minimum deposit is required to open a new Community First checking account. New members must open a share account with a minimum $5 initial deposit (share account is required for membership). Must open a new Bonus Debit or Advantage Checking account before 12/31/2020 to receive any incentive listed here. When applying online use code CHK2020. Must mention this offer at time of account opening.

1Receive $25 upon account opening for opening a checking account and enrolling in the Save My Change Program,

2$125 for establishing a Direct Deposit and maintaining an average monthly checking balance of at least $500 by 1/31/2021 ($125 will be credited on or around 2/5/2021. Must be enrolled in the Save My Change Program to receive $125 Direct Deposit incentive) 

3$25 for every friend you refer that opens a Bonus Debit or Advantage checking account (limited to 5 referrals annually). Credit provided when your friend opens a checking account and mentions you as the referrer. Credit and other restrictions apply. Consult a tax advisor for tax consequences.

4$25 for letting us try to lower your loan payments ($25 gift card provided after staff submits application and cannot save members money. Excludes existing Community First loans. Must qualify for the loan. Restrictions apply). Money Maker program. APY= Annual Percentage Yield. Must have an Advantage Checking Account to qualify for 1.50% APY. 1.50% APY on balances up to $500 and 0.05% APY paid on balances above $500. Rates accurate as of 10/1/2020. Must do at least 10 debit card transactions monthly and be enrolled in eStatements to get higher APY on first $500. Restrictions apply and rates can change at any time without notice.

5Get $10 gift card for making a minimum of 6 transactions with your new Community first debit card before 1/31/2021.  Restrictions apply. Must provide a valid email and enroll in Save My Change Program upon account opening to receive a $10 gift card. $10 Amazon gift card code will be sent via email to those who qualify on or around 2/5/21. Except as required by law, Gift Cards (“GCs”) cannot be transferred for value or redeemed for cash. GCs may be used only for purchases of eligible goods at or certain of its affiliated websites. For complete terms and conditions, see GCs are issued by ACI Gift Cards, Inc., a Washington corporation. All Amazon ®, ™ & © are IP of, Inc. or its affiliates. No expiration date or service fees. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.

**Members with a checking account are eligible to receive their direct deposits up to one day earlier. No action is required to receive this complementary benefit. Early payment is contingent upon receiving the funds on time. Payment may be delayed. Copyright © 2020.

P.O. Box 2600
Jacksonville, FL 32232


Toll Free:

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