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Visa® Signature Credit Card
 

$150 Cash Bonus

You can get a $150 cash bonus* when you open a new Community First Visa® Signature Credit Card and with no balance transfer fee you can save even more from the start!

Plus, get more out of every purchase with 1.5% unlimited cash back.**

Apply Now

Community First Visa Signature Credit Card

Community First Visa® Signature Credit Card

Make the most out of every purchase this season with a new Community First Visa® Signature Credit Card. You can earn a $150 cash bonus* after spending $1,000 in the first 90 days of account opening. Even better, you can also earn rewards for everyday shopping with 1.5% cash back** on all purchases with no categories or caps. Plus, you can take advantage of competitive rates and fewer fees to help your wallet. Apply now to get started!

CREDIT CARD BENEFITS:

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Special Cash Bonus

Earn a $150 cash bonus for spending $1,000 within 90 days of account opening.*

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No Balance transfer Fee

Move your balances! With no balance transfer fee, more of your payment goes toward your balance, not a charge.

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Low APR Offer

Enjoy 1.9% APR for 12 months*** on balance transfers and purchases made within the first 90 days. Plus, save more with no balance transfer fee!

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Unlimited Cash Back

Pad your wallet with unlimited 1.5% cash back on all purchases.**

READY TO GET STARTED?

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apply online

Use our quick and easy application to apply online in minutes.

Apply Now
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call our Express team

Have questions? Reach out to our Express Team Monday - Friday: 8am - 6pm.

Call Us At 904-474-5582
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Schedule An Appointment

Not ready right now? No worries! Schedule an in-person or over-the-phone appointment.

Schedule Appointment

Check out our other credit card options

VISA® PLATINUM REWARDS
Community First Visa Platinum Rewards Credit Card

Get rewarded for all your shopping! You can earn points and redeem them with your CURewards Program1. Not only that, get 10,000 bonus CURewards points just for spending $1,000 in the first 90 days of account opening!2

Apply Now
VISA® PLATINUM
Community First Visa Platinum Credit Card

Looking for the best way to build credit? Do you have a history of carrying high credit card balances? Then our Visa® Platinum Card is the perfect option for you. Apply today and take advantage of competitive rates as low as 13.15% APR!3 

Apply Now

CHeck out our updated Credit Card Rates

CARD OPTION
RATES AS LOW AS

Visa® Platinum Credit Card

 13.15% APR3

Visa® Platinum Rewards Credit Card

 14.15% APR3

Visa® Signature Credit Card

 14.65% APR3

 

Helpful resources

What is a Rewards Credit Card and How Do I Use It?

Interested in opening a Rewards Credit Card but aren't sure how they work? Then check out our blog. We take a look at how Rewards Credit Cards work and how to pick one for you.

+ Read more

5 Myths About Your Credit Score

Trying to understand credit scores can be hard. There's a lot of misinformation floating around. That's why we took a look at common myths to find out the truth.

+ Read more

Personal Loans VS. Credit Cards

Looking to borrow money but don't know where to start? Read our helpful guide on Personal Loans vs. Credit Cards to figure out which one is best for you. 

+ Read more

Federally insured by NCUA. All new accounts and loans are subject to approval and membership eligibility required. Please visit our website at communityfirstfl.org/connect/become-a-member or call 904.354.8537 for more information on membership requirements. A $5,000 minimum limit is required on the Visa® Signature Credit Card.

All introductory offers are only available for new credit cards. You may not be eligible for introductory credit card offers if you opened a Community First Credit Card within the last 15 months from the date of new application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance.

*$150 credited to qualifying members' primary share account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.

**In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that month's credit card statement cycle. Currently, the rewards percentage is 1.50%; however, this percentage may change at our discretion at any time without advance notice to you.

***APR= Annual Percentage Rate. 1.9% APR for 12 months valid for balance transfers and purchases made within the first 90 days of account opening. After the 12 months promotional period ends, it will revert back to your normal variable rates. Credit, income, and other restrictions apply. Offer may end at any time without notice.

1For more details about Rewards Accrual, see our CURewards Rules page.

210,000 bonus points credited to qualifying members rewards account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply. Verification and restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.

3APR=Annual Percentage Rate. Rate listed applies to Community First Platinum Visa® Credit Card. Please see our Credit Card rates page for more details.