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Visa Signature Credit Card

Unlimited Cash Back

Make everyday spending more rewarding with a $150 cash bonus* and 1.5% unlimited cash back** on all purchases!

Apply Now

Community First Visa Signature Credit Card

Community First Visa® Signature Credit Card

Earn more whether you're filling up your gas tank, dining out with friends, or shopping for groceries with a Community First Visa® Signature Credit Card! Plus, enjoy exclusive benefits such as a $150 cash bonus*, unlimited 1.5% cash back on all your purchases**, lower interest rates, fewer fees, and more. Apply now to start getting more out of your everyday spending!

CREDIT CARD BENEFITS:

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Special Cash Bonus

Earn a $150 cash bonus for spending $1,000 within 90 days of account opening.*

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Unlimited Cash Back

Pad your wallet with unlimited 1.5% cash back on all purchases.**

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Low APR Offer

Enjoy 1.9% APR for 12 months on balance transfers and purchases made within the first 90 days.***

READY TO GET STARTED?

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apply online

Use our quick and easy application to apply online in minutes.

Apply Now
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call our Express team

Have questions? Reach out to our Express Team Monday - Friday: 8am - 6pm.

Call Us At 904-474-5582
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Schedule An Appointment

Not ready right now? No worries! Schedule an in-person or over-the-phone appointment.

Schedule Appointment

Check out our other credit card options

VISA® PLATINUM REWARDS
Community First Visa Platinum Rewards Credit Card

Get rewarded for all your shopping! You can earn points and redeem them with your CURewards Program1. Not only that, get 10,000 bonus CURewards points just for spending $1,000 in the first 90 days of account opening!2

Apply Now
VISA® PLATINUM
Community First Visa Platinum Credit Card

Looking for the best way to build credit? Do you have a history of carrying high credit card balances? Then our Visa® Platinum Card is the perfect option for you. Apply today and take advantage of competitive rates as low as 14.15% APR!3 

Apply Now

CHeck out our updated Credit Card Rates

CARD OPTION
RATES AS LOW AS

Visa® Platinum Credit Card

 14.15% APR3

Visa® Platinum Rewards Credit Card

 15.15% APR3

Visa® Signature Credit Card

 15.65% APR3

 

Helpful resources

What is a Rewards Credit Card and How Do I Use It?

Interested in opening a Rewards Credit Card but aren't sure how they work? Then check out our blog. We take a look at how Rewards Credit Cards work and how to pick one for you.

+ Read more

5 Myths About Your Credit Score

Trying to understand credit scores can be hard. There's a lot of misinformation floating around. That's why we took a look at common myths to find out the truth.

+ Read more

Personal Loans VS. Credit Cards

Looking to borrow money but don't know where to start? Read our helpful guide on Personal Loans vs. Credit Cards to figure out which one is best for you. 

+ Read more

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Web.com, and Miller Electric Company. An initial deposit of $5 to be held in your Community First Share account is required for membership. A $5,000 minimum limit is required on the Visa® Signature Credit Card.

All introductory offers are only available for new credit cards. You may not be eligible for introductory credit card offers if you opened a Community First Credit Card within the last 15 months from the date of new application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance.

*$150 credited to qualifying members' primary share account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.

**In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that month's credit card statement cycle. Currently, the rewards percentage is 1.50%; however, this percentage may change at our discretion at any time without advance notice to you.

***APR= Annual Percentage Rate. 1.9% APR for 12 months valid for balance transfers and purchases made within the first 90 days of account opening. After the 12 months promotional period ends, it will revert back to your normal variable rates. Credit, income, and other restrictions apply. Offer may end at any time without notice.

1For more details about Rewards Accrual, see our CURewards Rules page.

2For more details about Rewards Accrual, see our CURewards Rules page.10,000 bonus points credited to qualifying members rewards account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply. Verification and restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.

3APR=Annual Percentage Rate. Rate listed applies to Community First Platinum Visa® Credit Card. Please see our Credit Card rates page for more details.