COMMUNITY FIRST
COOLING DOWN RATES!

In honor of Jacksonville Icemen season heating up, we're cooling down our rates! Enjoy 0.5% off your APR* on Auto and Personal Loans from March 15 - March 31, 2026! Apply in minutes below. 

limited time offer!

To commemorate our partnership with the Jacksonville Icemen, we're cooling down our rates this hockey season! For a limited time only, you can get a 0.5% rate reduction* automatically applied to your Auto or Personal Loan when you apply before March 31st!  Plus, choose Community First and take advantage of other exclusive benefits like deferring your first payment for 90 days** and more! Take advantage of this exclusive offer before rates go back up!

AUTO LOANS

Enjoy 0.5% off market APR* on Community First Auto Loans!

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Offer valid between March 15 and March 31.  

  Discount applies to rates displayed on our website. 

PERSONAL LOANS

Enjoy 0.5% off market APR* on Community First Personal Loans! 

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 Offer valid between March 15 and March 31. 

  Discount applies to rates displayed on our website. 

Community First Loan BEnefits

Competitive Low Rates
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For a limited time, enjoy 0.5% off your Auto or Personal Loan rate!*
No Payments for 90 Days**
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Defer your first payment for 90 days** for Auto and Personal Loans.
Flexible Financing Terms
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With terms up to 84 months, you can choose the term that best fits your needs!
Easy, Fast Approvals
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We make all lending decisions locally, so we can approve your loan in minutes.

get discounted tickets as a community first member!

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We are a proud partner of the Jacksonville Icemen! As part of our commitment to our community, Community First members can enjoy special discounted tickets and experience all the action live at the arena. Celebrate our local team on the ice and take advantage of this exclusive member benefit. Check out how you can score tickets below!

Federally insured by NCUA. All new accounts and loans are subject to approval and membership eligibility required. Please visit our website at communityfirstfl.org/connect/become-a-member or call 904.354.8537 for more information on membership requirements.

* APR= Annual Percentage Rate. Cooling Down Rates 0.5% off APR offer applies for Personal Loans and Auto loans that are new, used, or refinanced from another financial institution.

Loan documents must be originated on or before 3/31/2026. Loan documents originated in DocuSign must be accepted, signed, and returned by expiration date in DocuSign. In branch loan documents must be signed by 3/31/2026. Loan drafts presented to a dealership for vehicle purchase between 3/15/2026 and 3/31/2026 will receive the promotional discount. Indirect loan applications must be originated between 3/15/2026 and 3/31/2026 and documents must be signed for by 3/31/2026.

All loans are subject to credit approval. Rate reduction will be applied to the approved rate tier. Restrictions may apply. Promotion excludes Green Path Auto Loans, all recreational vehicles, and refinances of existing Community First Credit Union of FL loans.

** First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in you having to pay higher total Finance Charges

Product offers, terms, conditions, and other information provided herein are subject to change without notice.