COMMUNITY FIRST

DEBT CONSOLIDATION LOANS

Take the first step toward financial freedom with a Debt Consolidation Loan. Enjoy no payments for up to 90 days* and combine your debts into one easy monthly payment.

Apply Now

hand with dollar cycle icon

Consolidate debt with No payments for up to 90 days!

Are you overwhelmed by multiple monthly payments, high-interest rates, or the stress of juggling debt? Then it may be time to consider a Debt Consolidation Loan. Whether you're managing unexpected expenses, planning a trip, or paying off debt, this type of personal loan allows you to combine multiple debts into one manageable monthly payment. Plus, with no payments for up to 90 days*, you can focus on what matters the most! Get started today!

Benefits of a Community First Debt Consolidation Loan:

READY TO GET STARTED?

Schedule-icon

Schedule an Appointment

Looking for more information? Schedule an in-person or over-the-phone appointment.

Schedule an Appointment

Online-icon

apply online

Completing an application online is quick & easy! It only takes a few minutes.

Apply Now

Express-Team-icon

Call our express team

Still have questions? Reach out to our Express Team from Monday -  Friday: 8am - 6pm.

Call us at 904-204-3039

NEED MORE INFORMATION?

Whether you're consolidating debt or funding a major expense, our personal loan resources can help you make the best decision for you.

VIEW OUR CALCULATOR
Calculator icon
Use this Personal Loan calculator to find your total loan amount (principal + interest) and determine your monthly payments.
Personal Loan Calculator
VIEW OUR RATES
Icon of an arrow pointing down with a percentage sign on top
Looking for the best rate for your monthly payments? Explore our competitive rates for Personal Loans!
Personal Loan Rates

Helpful Resources

Beginner Guide to Personal Loans

If you're a beginner in the world of Personal Loans, don't fret. We've got the answers to your questions in our Beginner Guide to Personal Loans.

Questions to ask before applying for a Personal Loan

Want to apply for a Personal Loan but not sure if its right for you? Read our blog to find out if a Personal Loan will fit your current needs. 

Which Types of Debt Are Eligible for Debt Consolidation?

Debt consolidation: it’s like hitting the reset button on your finances. Imagine trading a pile of bills for just one manageable payment. Read our blog and learn which types of debt are eligible for a debt consolidation loan.

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company and Web.com. Offer may end at any time without notice. An initial deposit of $5 to be held in your Community First Share account is required for membership. All loans are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification. Restrictions may apply.
 
*Credit, income, and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in your having to pay higher total Finance Charges. Offer can end at any time without prior notice.
 
**APR = Annual Percentage Rate. A payment example is $3,000.00 financed at 9.99% APR for 36 months is approx. $97.18. Credit and other restrictions apply. Offer may end at any time without notice.
 
***In some cases you may be able to borrow up to $50,000. Terms up to 84 months. Credit, income and other restrictions apply.