Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. All offers may end at any time without notice. An initial deposit of $5 to be held in your Community First Share account is required for membership.

*Earn $200 for opening your first Community First checking account, completing deposits totaling $1,000 or more that post within the first 90 days of account opening, and making 10 or more qualifying debit card transactions that post within 90 days of account opening. $200 bonus will be credited to the eligible checking account on or around day 91-97 of account opening. When applying online, you must use code FREECHECK to be eligible for this offer. When applying in-person you must mention this offer at time of account opening to be eligible. Promotion is only applicable once per checking account and per member. Members with an existing personal checking account with Community First Credit Union or who have closed a checking account with Community First Credit Union previously are not eligible to participate. In order to receive the reward, the new checking account must remain open and in good standing with a balance ≥$0.01 until the reward is deposited. Reward forfeiture will occur if the checking account is closed prior to the reward being deposited, or the new checking account has a negative available balance at the time of qualification validation.

**All offers may end at any time without notice. For the Referrer and their Referee to qualify for the $50 referral reward, the Referee must open a new membership and checking account at the time of membership opening at the Gate Parkway branch location. The Referee must open their new membership and checking account between 11/18/24 and 11/23/24 to be eligible for our limited-time $50 referral offer. The Referee’s membership and checking account must be opened online using the Referrer’s personalized online link. The Referee must fund a minimum of $5 into their Share account (required for membership) by 11/23/24 to receive the $50 reward. The referral rewards will be sent to both the Referrer and their Referee in the form of a digital gift card (your choice of Visa® or Amazon) within 30 days of the Referee’s account opening. Referrer’s can earn up to $300 in referral rewards per year. The Referrer must be an existing member of Community First Credit Union to participate. Referrer must enter a valid email address that is tied to their Community First Credit Union account to receive their personalized online link. Referrer’s may not refer themselves.

***No purchase necessary to win. Enter to win one of the following prizes: 1) 4 tickets to the Jacksonville Zoo and Gardens. 2) 2 tickets to a show of your choice at the Florida Theatre. Must provide advance notice 3) 4 tickets to a Jacksonville Icemen Home Game. You will have the chance to win from 11/18/2024 through 11/23/2024 when you scan the QR code at the Gate Parkway Branch. Maximum amount of entries is 1 (one). We will randomly draw three winners on or around 12/03/2024. First winner drawn will receive 4 tickets to the Jacksonville Zoo, the second winner drawn will receive 4 tickets to the Florida Theatre, and the third winner drawn will receive 4 tickets to a Jacksonville Icemen Home Game. Must provide a valid email and phone number to win. Winners must claim prize within 24 hours. Employees of Community First Credit Union are not eligible. Offer may end at any time without notice. 

1 - Members can receive their direct deposits up to two days early. No action is required to receive this complementary benefit. Early posting of the direct deposit is contingent upon receiving the funds from the sender. No action is required to receive this complementary benefit. Early payment is contingent upon receiving the funds on time. Payment may be delayed

2 - APY= Annual Percentage Yield. Must have an Advantage Checking Account to qualify for 3.04% APY. 3.04% APY on balances up to $500 and 0.05% APY paid on balances above $500. Rates accurate as of 8/01/2024. Must do at least 10 debit card transactions monthly and be enrolled in eStatements to get higher APY on first $500. Restrictions apply and rates can change at any time without notice.