since 1935 | #LoveWhereYouBank

Volume 3 | Issue 7 | July 2020
Our Mission: Providing financial solutions for every stage of life.

State of the Credit Union

A letter from our CEO, John Hirabayashi

John H. Siganture
John Hirabayashi

Dear Valued Member,

While we normally associate July 4th and the commemoration of our Declaration of Independence with vacations, parades, picnics, and family reunions, this year is different. This year our celebrations are tempered by social distancing, economic uncertainty, and the heightened awareness that not all Americans are treated equally. While we have much to celebrate as Americans, there is much work to do and I’m heartened to see difficult conversations take root.

I’m sure many of you felt as I did – angry, disgusted, and helpless – when you witnessed the brutality inflicted upon George Floyd, Ahmaud Arbery, and Breonna Taylor. And while these horrific events were the ones captured on camera and carried to the national stage, it’s a heartbreaking fact that these incidents and other affronts to human dignity and personal safety have been an ongoing part of the narrative of what it means to be Black in the United States of America.

Since these appalling incidents have come to light, we’ve held many discussions about racism among our Board of Directors, members of senior management, and the credit union’s Diversity Council. In these conversations we’ve committed to taking a stand against racism and doing all we can to contribute to meaningful change in the communities we serve. As is often said, the first step toward recovery is to acknowledge a problem exists. And there is a problem in our community. It’s especially blatant in Northwest Jacksonville where 50 years after consolidation the quality of life continues to suffer through soaring rates of violent crime, denial of access to jobs and economic prosperity, lack of access to quality education, or even having access to healthy food that people in other parts of our city take for granted.

I’ll be up front with you by saying that I don’t have all the answers. What I do know is this credit union carries a proud history of serving our diverse communities while promoting economic inclusion and upward mobility for the most underserved.

In starting our journey to close the racial divide, our first priority is making sure our own house is in order. We’re taking a hard look at our programs, policies, and procedures with an eye toward how they impact people. We want to identify and address any practices that ­– no matter how well-intentioned – may unfairly treat persons of color and other protected groups.  Within the next 45 days we’ll launch the first of many training sessions for our leaders and associates focusing on issues involving diversity, inclusion, and identifying and rooting out systemic racism.

In the following weeks and months, we’ll build upon these efforts and seek out additional opportunities to serve our community. We’re passionate about bringing the best of the Credit Union’s humanity and Values toward making a positive difference in these divisive times and promoting equal treatment, opportunity and respect for all.

Thank you for your support as we work together to create a better future for our community and ensure that the pursuit of Life, Liberty, and Happiness is afforded to every American, in equal measure. 

4th of July

4th of July Activities

Unsure what to do for this year's 4th of July? Our friends at Jacksonville Mom have put together a list of great spots where you can take the family to view fireworks at a safe distance, places to grab a festive meal to go, and establishments where limited admission will be given to enjoy 4th of July festivities.

Stuff the bus

Stuff The Bus

Every year, thousands of children across the First Coast start school without essential supplies for academic success.  This year, due to COVID-19, so many more are experiencing financial hardship and we expect the need for school supplies to be even greater.  Help us Stuff the Bus to donate these supplies!

Investment Services

Long-Term Care Webinar

During this free virtual event, our very own CFS* Financial Advisor, Michael Young, and our MassMutual guest speaker, Michael Strayhorn, will give an in-depth look at planning and paying for LTC.

For your convenience, you can choose from two different times to join the webinar: 11 am – 12 pm or 6 pm – 7 pm. Plus, everyone who attends will be automatically entered to win special prizes!


High $5 for Reading

Did you know that without reading and math enrichment during the summer, research shows that kids lose one to two months of learning?

With a $5 donation, you can support Summer Learning at your neighborhood Jacksonville Public Library branch and keep our kids reading.

For a limited time, your $5 donation is matched dollar for dollar by the Community First Cares Foundation.

Did we recently help save you money? Did our Mortgage Champions help you finance your dream home? Did you get a sweet new ride with one of our auto loans? We’d love to hear YOUR stories. Share your feedback and get featured on our social media pages 


P.O. Box 2600
Jacksonville, FL 32232


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