since 1935 | #justbeyourself

Volume 5 | Issue 3 | March 2022
Our Mission: Providing financial solutions for every stage of life.

State of the Credit Union

A letter from our CEO, John Hirabayashi

John H. Siganture
John Hirabayashi

Dear Valued Member,

One of the most powerful takeaways from 2021 — a year when the coronavirus pandemic continued to keep us apart — was how strong we are together. It’s a lesson in resiliency made abundantly clear in our 2021 Community First Credit Union Annual Report, now available on our website.

Those of you who attended our annual meeting March 10 or have read the report will know that we had an exceptional year. We set new records for deposits, assets and loans. Our investment services division thrived, our commercial portfolio expanded rapidly, and our loan defaults were far lower than anticipated.

The fact that we achieved these results in the second year of a global pandemic was a testament to the resiliency of our member community — and the member service commitment of the entire Community First team. In fact, the 2021 achievement of which I am most proud was our success in raising our member satisfaction scores in the second half of the year, despite the “pandemic fatigue” we were all feeling.

Service is the core of our mission, because we truly do work for you, our members. Whether you need an affordable loan for an important purchase, guidance on long-term financial goals or simply courteous, convenient service in the midst of a busy day, Community First treats you like the family you are.

I encourage you to take a few minutes to look over our annual report and share in the pride of being part of this very special community-based financial services institution. Never has the strength of our community been more evident — or more vital — and the Community First team thanks you for trusting us to meet your financial needs. 

Annual Report Newsletter March 2022

2021 Annual Meeting

We released our 2021 annual financial report at the 88th annual meeting held Thursday, March 10.

This year's report showed a strong and growing credit union. Our members demonstrated remarkable resilience in 2021, even through the challenges of the pandemic.


Teacher Appreciation with the Icemen

We love our teachers and so do the Jacksonville Icemen!

Buy one ticket, get one free, plus a pre-game reception just for you during the March 12th and 13th games!

Thanks for everything you do! Use the promo code TEACHER for your discount.

300x150 Movies with the Mayor

Movies with the Mayor

Join the Neptune Beach Police Department and Community First for Movies with the Mayor at Jarboe Park. 

Food trucks begin at 7 PM, along with the wine garden and popcorn bar.

Incredibles 2 is the movie of the evening, beginning at 8 PM. Join us for this family friendly, FREE event.

300x150 Clay County Fair Logo

Clay County Fair

It's that time of year again for Big Wheels and Pig Squeals! Get ready for the Clay County Fair!
Advanced tickets are now available until March 30, 2022 at our Fleming Island, Oakleaf, and Orange Park Branches.

Did we recently help save you money? Did our Mortgage Champions help you finance your dream home? Did you get a sweet new ride with one of our auto loans? We’d love to hear YOUR stories. Share your feedback and get featured on our social media pages 



*Up to 100% financing of purchase price at or below $250,000. Maximum loan amount is $250,000. Closing costs are paid by the borrower. No Private Mortgage Insurance required. Other exclusions and restrictions apply. All mortgage loans subject to credit approval.


P.O. Box 2600
Jacksonville, FL 32232


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