Community First Credit Union logo
Investment Services

Get a Second Opinion on Your Retirement

As a Community First member, you have access to a team of dedicated CFS* Financial Advisors to help you build your personalized retirement plan.

Get Started

Put Your Retirement Strategy First With a Second Opinion

401(k)s, FRS including DROP and 403(b)s, and other employer-sponsored plans are a great way to save for retirement, but how they are balanced and working for you can sometimes be ignored.

Schedule a conversation with your CFS* Financial Advisor here to review your employer-sponsored plan for a second opinion on fund and investment choices, as well as contribution levels. Together, you can help align your investment portfolio from work with your overall financial strategy, offering you more opportunity for a diversified approach.

Getting started is as easy as scheduling an appointment with your CFS* Financial Advisor at your local branch of Community First.

Reach out to learn more!

Contact Your local CFS* Financial Advisor today

Schedule a complimentary in-person, over-the-phone, or video session by filling out the form on this page.

Or, give us a call at 904.371.8076 (select option 9).


complete the form to contact a cfs* financial advisor

Meet your CFS* Advisor Team at Community first

Check the background of these investment professionals on FINRA's BrokerCheck

Ken Millhone

Ken Millhone

Program Manager

CUSO Financial Services, L.P

Mark Fitzmorris

Mark Fitzmorris

Wealth Advisor

CUSO Financial Services, L.P

Zach Toelle

Zack Toelle

Financial Advisor

CUSO Financial Services, L.P

Michael Young

MICHAEL J. YOUNG, CRPC®

Financial Advisor

CUSO Financial Services, L.P

Ed Reynolds

Edwin Reynolds

Financial Advisor

CUSO Financial Services, L.P

John Lunney

John Lunney

Financial Advisor

CUSO Financial Services, L.P

Deidre Knott

Deidre Knott

Financial Advisor

CUSO Financial Services, L.P


*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Community First Credit Union of Florida has contracted with CFS to make non deposit investment products and services available to credit union members. CUSO Financial Services, L.P. (CFS) does not provide tax or legal advice. For such guidance, please consult your tax and/or legal advisor.