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Save thousands with our new Mortgage Refinance Program

We’ve officially launched our new Mortgage Refinance Program! Mortgage rates are at historic lows and we have one of the best mortgage refinance programs around.   Contact us today to quickly review your current mortgage rate and see if we can lower your monthly payments by refinancing your mortgage.  You could potentially lower your monthly mortgage payments, pay off your mortgage quicker and save thousands. 

Our mortgage loans feature:

  • No credit report fee
  • No closing costs up to $5,000*
  • We’ll pay your appraisal and processing cost (with no closing cost option)
  • No intangible tax (up to $848 savings)**
  • Close in as little as 30 days guaranteed***
  • Among the lowest rates around
  • Quick and easy approval process
  • Always know your loan status throughout the process

It's easy to get started today. Fill out the form or call 904-600-3939.

An initial deposit of $5 to be held in your Community First share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. *Community First's No Closing Costs Mortgage Offer is available on primary and secondary residences only. Community First will pay the actual closing costs associated with this new mortgage up to $5,000, excluding origination fee, discount points, prepaid interest, private mortgage insurance and funds needed to establish the member's escrow account. Minimum loan amount $100,000. This special offer is available on all conventional first mortgage programs. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. This offer may end at any time.  ** Based on the highest loan amount offered of $424,100. ***30 day guarantee is kept assuming borrower meets deadlines for submitting and completing required paperwork to lender.  Restrictions apply. win.