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Community First

DEBT CONSOLIDATION LOANS

Pay down debt with rates as low as 9.99% APR!* Take the first step toward financial freedom with a Debt Consolidation Loan. Apply in minutes today!

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Tackle Debt with a low rate loan!

Lock in rates as low as 9.99% APR** on a Debt Consolidation Loan! Whether you're managing unexpected expenses, planning a trip, or paying off debt, this type of personal loan allows you to combine multiple debts into one manageable monthly payment. Plus, with no payments for up to 90 days*, you can focus on what matters the most. Get started today!

Benefits of a Community First Debt Consolidation Loan:

READY TO GET STARTED?

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Schedule an Appointment

Looking for more information? Schedule an in-person or over-the-phone appointment.

Schedule an Appointment
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apply online

Completing an application online is quick & easy! It only takes a few minutes.

Apply Now
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Call our express team

Still have questions? Reach out to our Express Team from Monday -  Friday: 8am - 6pm.

Call us at 904-900-2877

NEED MORE INFORMATION?

Whether you're consolidating debt or funding a major expense, our personal loan resources can help you make the best decision for you.

VIEW OUR CALCULATOR
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Use this Personal Loan calculator to find your total loan amount (principal + interest) and determine your monthly payments.
Personal Loan Calculator
VIEW OUR RATES
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Looking for the best rate for your monthly payments? Explore our competitive rates for Personal Loans!
Personal Loan Rates

Helpful Resources

Beginner Guide to Personal Loans

If you're a beginner in the world of Personal Loans, don't fret. We've got the answers to your questions in our Beginner Guide to Personal Loans.

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Questions to ask before applying for a Personal Loan

Want to apply for a Personal Loan but not sure if its right for you? Read our blog to find out if a Personal Loan will fit your current needs. 

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Which Types of Debt Are Eligible for Debt Consolidation?

Debt consolidation: it’s like hitting the reset button on your finances. Imagine trading a pile of bills for just one manageable payment. Read our blog and learn which types of debt are eligible for a debt consolidation loan.

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Federally insured by NCUA. All new accounts and loans are subject to approval and membership eligibility required. Please visit our website at communityfirstfl.org/connect/become-a-member or call 904.354.8537 for more information on membership requirements. All loans are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms are subject to conditions and verification. Restrictions may apply.
 
*APR = Annual Percentage Rate. A payment example is $3,000.00 financed at 9.99% APR for 36 months is approx. $97.18. Credit and other restrictions apply. Offer may end at any time without notice.
 
**Credit, income, and other restrictions apply. First payment may be deferred up to 90 days. Interest continues to accrue during deferred payment period. Deferring your payment will result in your having to pay higher total Finance Charges. Offer can end at any time without prior notice.
 
***In some cases you may be able to borrow up to $50,000. Terms up to 84 months. Credit, income and other restrictions apply.
 
1 - APR= Annual Percentage Rate. Credit, membership, and other restrictions apply. A payment example is $15,000.00 financed for 54 months at 4.90% is approx. $310.73. Rates are subject to change without notice. Minimum loan amount is $14,000. Used vehicles must be 2018 or newer. Refinances of existing Community First Credit Union FL loans do not qualify for this offer.