Community First

Special Purpose Savings Accounts

Do you have a specific savings goal in mind this season? Open a Special Purpose Savings Account* today!

Open Account

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GET READY TO WRAP UP BIG SAVINGs

This season, give yourself the gift of financial peace. Open a Special Purpose Savings Account to enjoy the benefits of a competitive rate on balances over $100* and say goodbye to monthly maintenance fees. Whether you're saving for holiday gifts, travel plans, a cozy new home, or even that emergency fund for unexpected surprises, a Special Purpose Savings Account can help you kickstart your savings efficiently to achieve your financial goals.

Why Choose a special purpose savings account?

COMPETITIVE EARNINGS
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Earn more with 0.10% APY* on balances over $100.

Watch your savings grow faster as you move closer to achieving your financial goals.

TAILORED TO YOU
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Personalize your account for your goals.

You can rename your account whether you're saving for a  "Trip to Hawaii," or "New Home."

FOCUSED GOALS
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Stay on top of your savings.

You can set up multiple special purpose savings accounts for different goals to keep your savings efforts organized.

 

SAVE YOUR WAY
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Save your way one cent at a time.

Automate your savings or enroll in our Save My Change Program** to save more every time you make a purchase!

 

Ready to Get started?

Apply Online

apply online

Completing an application online is quick & easy! It will only take a few minutes. 

Open Account

Select 'Savings' under Available Products → Click the plus sign next to 'Special Purpose Account' 


Call Our New Accounts Team

call our New Accounts team

Still have questions? Reach out to our New Accounts Team from Monday - Friday: 8am - 6pm.

Call us at 904-594-8788

Schedule an Appointment

Schedule An Appointment

Not ready right now? No worries! Schedule an in-person or over-the-phone appointment.

Schedule Appointment

Helpful resources

PAY YOURSELF FIRST
The concept of “paying yourself first” embodies a strategic approach to saving money. Let's explore its potential to reshape the way you think about your money. Click below to learn more!
+ Read more
CREATE A BUDGET
A budget helps you manage your money and enables you to build financial stability and security. Understand the basic budgeting rules and how to manage your expenses. Click below to learn more!
+ Read more
SAVE OR PAY OFF DEBT?
The foundation for financial wellness is having a budget. Of course, you know you have to cover your necessities first. But, after the bills are paid, what comes next? Click below to learn more!
+ Read more

Federally insured by NCUA. All new accounts and loans are subject to approval and membership eligibility required. Please visit our website at communityfirstfl.org/connect/become-a-member or call 904.354.8537 for more information on membership requirements.

*Special Purpose Savings  -  Minimum deposit balance of $100 to earn interest.  APY = Annual Percentage Yield. Minimum balance of $25 required.

**Save My Change program - Some restrictions may apply. Business and specialized accounts are not eligible. Upon enrollment, we will round up your Visa® debit card purchases to the nearest dollar and transfer the difference from your checking account to a Community First savings account of your choice. Members must opt-into Save My Change to enroll and opt-out of Save My Change to end enrollment by contacting us or visiting branch. We may cancel or modify the Save My Change service at any time without prior notice.