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Visa® Signature Credit Card
 

Press Reset on High Interest!

Transfer your credit card balance within 90 days of account opening to enjoy a 0% APR introductory balance transfer offer for 12 months* with a Visa® Signature Credit Card! 

Apply Now

Visa Signature Credit Card

Community First Visa® Signature Credit Card

Make the most out of every purchase this season with a new Community First Visa® Signature Credit Card. If your current credit card balance feels like it’s stuck on repeat, this is your chance to reset. Transfer your balance within 90 days of account opening and take advantage of a 0% APR introductory balance transfer offer for 12 months!* This offer is valid only for newly issued credit cards and does not apply to existing credit cards. 

Plus, enjoy 1.5% unlimited cash back1, $150 cash bonus2, and 1.9% intro APR3 on purchases.

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CREDIT CARD BENEFITS:

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LOW APR on balance transfers

Enjoy 0% APR on balance transfers for 12 months made within the first 90 days!*

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Unlimited Cash Back

Pad your wallet with unlimited 1.5% cash back on all purchases.1

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Special Cash Bonus

Earn a $150 cash bonus for spending $1,000 within 90 days of account opening.2

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Low APR on Purchases

Enjoy 1.9% APR for 12 months on purchases made within the first 90 days.3

READY TO GET STARTED?

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apply online

Use our quick and easy application to apply online in minutes.

Apply Now
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call our Express team

Have questions? Reach out to our Express Team Monday - Friday: 8am - 6pm.

Call Us At 904-204-8494
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Schedule An Appointment

Not ready right now? No worries! Schedule an in-person or over-the-phone appointment.

Schedule Appointment

Check out our other credit card options

VISA® PLATINUM REWARDS
Community First Visa Platinum Rewards Credit Card

Get rewarded for all your shopping! You can earn points and redeem them with your CURewards Program4. Not only that, get 10,000 bonus CURewards points just for spending $1,000 in the first 90 days of account opening!5

Apply Now
VISA® PLATINUM REWARDS SECURED
Community First Visa Platinum Rewards Credit Card

A smart way to build or rebuild credit while earning rewards4. Earn one point per $1 on every purchase, with a credit line secured by your savings and no annual fee!

Not eligible for the introductory balance transfer offer.

Apply Now
VISA® PLATINUM
Community First Visa Platinum Credit Card

Looking for the best way to build credit? Do you have a history of carrying high credit card balances? Then our Visa® Platinum Card is the perfect option for you. Apply today and take advantage of competitive rates as low as 12.40% APR!6 

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CHeck out our updated Credit Card Rates

CARD OPTION
RATES AS LOW AS

Visa® Platinum Credit Card

 12.40% APR6

Visa® Platinum Rewards Credit Card

 13.40% APR6

Visa® Platinum Rewards Secured Credit Card

 17.90% APR6

Visa® Signature Credit Card

 13.90% APR6

 

Helpful Resources

What is a Rewards Credit Card and How Do I Use It?

Interested in opening a Rewards Credit Card but aren't sure how they work? Then check out our blog. We take a look at how Rewards Credit Cards work and how to pick one for you.

+ Read more

5 Myths About Your Credit Score

Trying to understand credit scores can be hard. There's a lot of misinformation floating around. That's why we took a look at common myths to find out the truth.

+ Read more

Personal Loans VS. Credit Cards

Looking to borrow money but don't know where to start? Read our helpful guide on Personal Loans vs. Credit Cards to figure out which one is best for you. 

+ Read more

Federally insured by NCUA. All new Community First Credit Union of Florida (“Credit Union”) accounts and loans are subject to approval and membership eligibility required. Please visit our website at communityfirstfl.org/connect/become-a-member or call 904.354.8537  for more information on membership requirements.

All introductory offers are only available for new credit cards. You may not be eligible for introductory credit card offers if you opened a Community First Credit Card within the last 15 months from the date of new application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance.

*APR= Annual Percentage Rate. 0% Introductory APR for 12 billing cycles, valid for balance transfers made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. A 3% transaction fee will be applied for each balance transfer. All credit card applications are subject to approval. Balance transfers of existing Credit Union credit cards are not eligible for this promotion. Certain restrictions and limitations may apply.

1 - A $5,000 minimum limit is required for the Visa® Signature Credit Card. Cash back can be redeemed on demand through the Cash Back Mall. Online banking with the Credit Union is required to participate in the Cash Back Mall. If the cash back balance is not redeemed, your cash back balance will be automatically applied to your credit card balance every November. Currently, the Cash Back Rewards percentage is 1.5%; however, this percentage may change at our discretion at any time without advance notice to you.

2 - $150 credited to qualifying members' primary share account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.

3 - APR= Annual Percentage Rate. 1.9% Introductory APR for 12 billing cycles from date of account opening, valid for purchases made within the first 90 days of account opening. After the 12-month promotional period ends, it will revert to your standard variable rate. All credit card applications are subject to approval. Certain restrictions and limitations may apply.

4 - For more details about Rewards Accrual, see our CURewards Rules page.

5 - 10,000 bonus points credited to qualifying members rewards account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply. Verification and restrictions may apply. All credit union programs, rates, terms and conditions are subject to change at any time without prior notice.

6- APR=Annual Percentage Rate. Rate listed applies to Community First Platinum Visa® Credit Card. Please see our Credit Card rates page for more details.