Buying your first home is a major milestone, and we’re here to make it as smooth and rewarding as possible. Whether you’re looking for a cozy starter home, a space to grow your family, or a place to finally call your own, our First-Time Homebuyer Mortgage Loan is designed with your unique needs in mind. With exclusive perks like no down payment* and no PMI*, we make it easier than ever to step into homeownership. Plus, let our experienced Home Mortgage Advisors are here to help you every step of the way!
With a First-Time Homebuyer Mortgage you can enjoy:
Completing an application online is easy and only takes about 10 minutes! Click below to get started.
Still have questions? Reach out to our Home Mortgage Advisors from Monday - Friday: 8 a.m. - 6 p.m.
Explore these resources that will guide you towards the best decision.
Looking for the best mortgage rate? Click below to discover our our low, local Mortgage Rates.
Purchasing a home is one of the most expensive personal investments. Figuring out how much you can afford is a crucial aspect of the home buying process. Click below to learn more.
Ready to settle on your first home in Florida? There are specific criteria that determine who qualifies as a first-time homebuyer. Find out here!
Buying a home for the first time can be exciting and just as challenging. Read our miniguide that will help you tackle the home buying process.
Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company, and Web.com. Offer may end at any time without notice.
*Up to 100% financing of purchase price at or below $400,000. Maximum loan amount is $400,000. Closing costs are paid by the borrower. No Private Mortgage Insurance required. Other exclusions and restrictions apply. All mortgage loans subject to credit approval.