---
title: Youth Membership | $25 Deposit Match | Community First
description: Open a new youth membership this September and receive up to $25* in matched deposits. Help kids build financial confidence with Community First Credit Union.
---

![CFCU-Logo-white-no-tag](https://info.communityfirstfl.org/hs-fs/hubfs/CFCU-Logo-white-no-tag.png?width=165&height=71&name=CFCU-Logo-white-no-tag.png)

[Call Our New Accounts Team 904-712-2822](tel:9047122822)

[![Community First](https://info.communityfirstfl.org/hs-fs/hubfs/CFCU_Logo_Global_Header_Hub2025.png?width=753&height=375&name=CFCU_Logo_Global_Header_Hub2025.png "Community First")](https://www.communityfirstfl.org/)

[Call Our New Accounts Team 904-712-2822](tel:9047122822)

SMALL STEPS. BIGGER GOALS.

# $25\* Deposit match

We'll match qualifying youth deposits up to $25. Open a new youth account in branch through October 31.\*

[![\<p\>Open in Branch Today!\</p\>](https://no-cache.hubspot.com/cta/default/2674865/interactive-217749031287.png)](https://info.communityfirstfl.org/hs/cta/wi/redirect?encryptedPayload=AVxigLL3qarlLIfOq8gmbrjFn2hN0KCnJGhGRchKdikBodvebULtyphVkZYu7YfBHexeELG9T7lxgMoHgSQATQQFKmUX%2FVRlUMIQC2B5O08iHfN%2F8%2Fo%2Fa7VQjaoUk4FeAUoD2uETsEHYIOSubttPGm4neKz6oz8bV59hjm7OBAKltM4WejD3Uf6if5tP%2F%2FegDEEwdg8dzFuYDPS1%2BZ0a2Px0Lucw7Kw%2BgiY9FOGbhnVTS1fe4G0%3D&webInteractiveContentId=217749031287&portalId=2674865)

SMALL STEPS. BIGGER GOALS.

# $25\* Deposit match

We'll match qualifying youth deposits up to $25. Open a new youth account in branch through October 31.\*

[![\<p\>Open in Branch Today!\</p\>](https://no-cache.hubspot.com/cta/default/2674865/interactive-217749031287.png)](https://info.communityfirstfl.org/hs/cta/wi/redirect?encryptedPayload=AVxigLL3qarlLIfOq8gmbrjFn2hN0KCnJGhGRchKdikBodvebULtyphVkZYu7YfBHexeELG9T7lxgMoHgSQATQQFKmUX%2FVRlUMIQC2B5O08iHfN%2F8%2Fo%2Fa7VQjaoUk4FeAUoD2uETsEHYIOSubttPGm4neKz6oz8bV59hjm7OBAKltM4WejD3Uf6if5tP%2F%2FegDEEwdg8dzFuYDPS1%2BZ0a2Px0Lucw7Kw%2BgiY9FOGbhnVTS1fe4G0%3D&webInteractiveContentId=217749031287&portalId=2674865)

Help the kids and teens in your life reach their fall goals

Open a new **Youth Share Savings Account (ages 0–12)** or **Youth SureBalance Checking Account (ages 13–17)** this October and make qualifying deposits during the promotional period. Community First will match deposits up to **$25.**\*

![Image of a potted plant with hands](https://info.communityfirstfl.org/hs-fs/hubfs/Web%20Icons/potted-plant-dollar-with-hands.png?width=75&height=76&name=potted-plant-dollar-with-hands.png "Image of a potted plant with hands")

### YOUTH SHARE SAVINGS

**For ages 0–12**   
Build healthy saving habits early and receive a **My First Account Kit**\*. Open in branch and start building smart saving habits.

![Debit Card Icon](https://info.communityfirstfl.org/hs-fs/hubfs/Web%20Icons/1200x800-_Tap%20Pay.png?width=75&height=66&name=1200x800-_Tap%20Pay.png "Debit Card Icon")

### YOUTH SUREBALANCE CHECKING

**For ages 13–17**   
Help teens learn money management with a free debit card, no overdraft fees, and tools like **Save My Change\*\*.**

## YOUTH ACCOUNT BENEFITS

Deposits Matched!

![Animated blue dog wagging tail](https://info.communityfirstfl.org/hs-fs/hubfs/Youth%20account%20gifs-4.gif?width=150&height=150&name=Youth%20account%20gifs-4.gif "Animated blue dog wagging tail")

A head start on saving

Open a new youth membership and make qualifying deposits during September. We'll match deposits up to $25\*, helping kids and teens get closer to their savings goals faster.

Bonus!

My First Account Kit\*\*\*

[![Student-Banking-Youth-My-First-Account-Box](https://info.communityfirstfl.org/hs-fs/hubfs/Youth%20Products/Student-Banking-Youth-My-First-Account-Box.png?width=204&height=150&name=Student-Banking-Youth-My-First-Account-Box.png "Student-Banking-Youth-My-First-Account-Box")](https://info.communityfirstfl.org/icemen-debit-card)

Built for young savers

With Youth Share Savings openings for ages 0–12, each kit\*\*\* includes a reusable savings goal tracker, ledger, stuffed animal, and more to help make saving rewarding.

Saving Goals

![Animated cat with coin](https://info.communityfirstfl.org/hs-fs/hubfs/Youth%20account%20gifs-3-1.gif?width=150&height=150&name=Youth%20account%20gifs-3-1.gif "Animated cat with coin")

Growing with every step

Save My Change\*\* makes it easy to help grow their savings by automatically rounding up purchases and transferring the difference into their savings accounts.

## READY TO GET STARTED?

![Communicate Icon](https://info.communityfirstfl.org/hs-fs/hubfs/Web%20Icons/1200x800-%20Communicate%20Icon.png?width=75&height=76&name=1200x800-%20Communicate%20Icon.png "Communicate Icon")

### Schedule your Appointment

 Schedule an in-person appointment at a branch, or an over-the-phone appointment.

[![Schedule an Appointment](https://no-cache.hubspot.com/cta/default/2674865/interactive-217760268443.png)](https://info.communityfirstfl.org/hs/cta/wi/redirect?encryptedPayload=AVxigLLuGO4bsbhHnL9OL6ygvXrJcMfncuVuhZcTmbLDMqZYPkQgUPT5%2F45i3YxGT4QNjh15H%2B4zcA7OwHaYwZfX8EfO1SvoZvkSMb%2Bol5ZCspPTbT0GcU8Vd8KTuF9eWRHooSTvAINkAEpU7tZIuPz2cSeZXpdq8A727fqpBVBi4oMEdI6SNgQnJBneGnWL1EB%2BYhOTT48NXJq0axzFQY%2B87%2BX%2BKvMXdkm5N%2B%2BbhybkHHiFzQpqstdHkNq35ggGpe9SKD%2F9soK%2FkF0%3D&webInteractiveContentId=217760268443&portalId=2674865)

![Contact Service Person Icon](https://info.communityfirstfl.org/hs-fs/hubfs/Web%20Icons/1200x800-Contact%20Service%20Person-Icon-Cropped.png?width=75&height=70&name=1200x800-Contact%20Service%20Person-Icon-Cropped.png "Contact Service Person Icon")

### call Us

Have questions? Reach out to our New Accounts Team   
Monday to Friday 8am-5pm.

[![Call us at 904-712-2822](https://no-cache.hubspot.com/cta/default/2674865/interactive-217760268202.png)](https://info.communityfirstfl.org/hs/cta/wi/redirect?encryptedPayload=AVxigLLbSKITl1JcoleiSipHNFPjMGPWrREuaU%2FgqRcMVP2m0O13QLnPawd5q%2Fa3%2FtDmziPVL7Sxpv6iGYldVHIErJ2Jv2gT26qHtpRPLhshMrYrH0SMV2QG6bWjF77Jhc%2FWpOisOsxlvAs3biTLSJRP5VNRIsyaOKUpKK%2FR7uT3FMZ%2BU1t39A%3D%3D&webInteractiveContentId=217760268202&portalId=2674865)

## Want to learn more? Check out our resources!

![family account header](https://info.communityfirstfl.org/hs-fs/hubfs/family%20account%20header.jpg?width=1600&height=500&name=family%20account%20header.jpg)

### Money Management University

When teaching fiscal responsibility to children, it is important to start young. There are fun and creative ways to teach the value of a dollar to toddlers as young as 3 years old. From old fashioned piggy banks and counting practices to children’s books, here are ways you can begin to instill solid financial awareness with your child.

[+ Read more](https://www.communityfirstfl.org/resources/blog/teach-financial-literacy-to-kids)

![2026-08-youth-deposits-1600x500\_Landing Page\_banner](https://info.communityfirstfl.org/hs-fs/hubfs/2026-08-youth-deposits-1600x500_Landing%20Page_banner.png?width=1600&height=500&name=2026-08-youth-deposits-1600x500_Landing%20Page_banner.png)

### Opening Your Child’s First Credit Union Account

Sometimes, the best way to learn is through experience. You can try to teach your children about money by explaining the concepts to them, but often, they won’t really understand until they save and spend. When is it time to move on to the real thing?

[+ Read more](https://www.communityfirstfl.org/resources/blog/opening-your-childs-first-credit-union-account)

![Happy Family in their house - Mort](https://info.communityfirstfl.org/hs-fs/hubfs/Happy%20Family%20in%20their%20house%20-%20Mort.jpg?width=300&height=94&name=Happy%20Family%20in%20their%20house%20-%20Mort.jpg)

### Teen Checking Accounts 101

There’s so much to learn as a teenager. The often awkward and stressful time between childhood and adulthood is full of life lessons and preparation. One of the most important lessons a teenager must learn is about financial responsibility. 

[+ Read more](https://www.communityfirstfl.org/resources/blog/teen-checking-accounts-101)

Federally insured by NCUA. All new accounts and loans are subject to approval and membership eligibility required. Please visit our website at [communityfirstfl.org/connect/become-a-member](http://communityfirstfl.org/connect/become-a-member) or call [904.354.8537](tel:9043548537) for more information on membership requirements.

\* Offer valid October 1, 2026, through October 31, 2026, (“Promotional Period”). To qualify, on the date of account opening, the new member must be age 17 or younger and open a new Community First Credit Union of Florida (“Credit Union”) Youth Membership with a Youth Advantage Share Savings Account (ages 0–12) or a new Credit Union Youth Advantage Share Savings Account and Youth SureBalance Checking Account (ages 13–17) at a Credit Union branch during the promotional period. An initial deposit of $5, to be held in your Credit Union Savings account, is required for membership. The joint owner on all accounts must be 18 years of age or older. Community First will provide a dollar-for-dollar match on qualifying deposits made during the Promotional Period, up to $25. The required $5 membership Savings deposit is not a qualifying deposit for the promotion, For members ages 0–12, qualifying deposits must be made into the Share Savings Account. For members ages 13–17, qualifying deposits must be made into the Youth SureBalance Checking Account. The matching bonus will be calculated based on total amount of qualifying deposits made during the Promotional Period, up to a maximum matching bonus of $25. The matching bonus will be deposited into the qualifying account on or before November 6, 2026. For example, a member who deposits $25, in addition to the $5.00 membership deposit, during the Promotional Period will receive a $25 matching bonus; a member who deposits $10, in addition to the $5.00 membership deposit, during the Promotional Period will receive a $10 matching bonus. Qualifying deposits used to calculate the matching bonus must remain in the account through the Promotional Period. The account must remain open and be in good standing through the date the bonus is credited. Offer valid for new youth memberships only. Limit one matching bonus per youth member, regardless of the number of qualifying accounts opened. Offer may not be combined with any other promotional offers or incentives. As of 10/01/2026, balances on the Youth Advantage Share Savings $0 - $500.00 1.00% Annual Percentage Yield (APY); balances $500.01 earn 0.10% APY. Rates may change at any time without notice. Fees may reduce earnings on account. Offer available for a limited time and all Credit Union programs, services, rates, terms, conditions are subject to change at any time without notice.  

\*\*Save My Change program: Some restrictions may apply. Business and specialized accounts are not eligible. Upon enrollment, we will round up your Visa® debit card purchases to the nearest dollar and transfer the difference from your checking account to a Community First savings account of your choice. Members must opt-into Save My Change to enroll and opt-out of Save My Change to end enrollment by contacting us or visiting branch. We may cancel or modify the Save My Change service at any time without prior notice.

\*\*\*Only available in branches. While supplies last.

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[Call Our New Accounts Team 904-712-2822](tel:9047122822)

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